Underwriter

ABOUT BESTOW

Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.

Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.

Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.

Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.

Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.

Bestow participates in the E-Verify Program https://www.bestow.com/e-verify.

The Underwriter I serves as a technical anchor for Third-Party Administrator (TPA) operations. You will balance high-volume transactional underwriting with specialized risk analysis, ensuring that policy issuance aligns with carrier guidelines and regulatory standards. This role is a mix of active risk assessment, compliance auditing, and strategic partnership management.

WHAT YOU'LL DO

- Underwriting & Appeals: Execute transactional tasks, manage complex appeals, draft decline letters, and resolve application discrepancies or medical impairment inquiries.

- Compliance & Audit: Lead Post Issue Audits (PIA), manage MIB (Medical Information Bureau) reporting, and conduct partner reviews to ensure adherence to carrier and regulatory guidelines.

- Claims & Data Integrity: Review applications for accuracy prior to FNOL (First Notice of Loss) submission, manage claim status ...