Carefull - Data Scientist / AI Engineer

CAREFULL http://getcareful.com

Carefull is an AI-powered financial safety platform that helps banks, credit unions, and wealth advisors protect older-adult customers from fraud and money mistakes. We help financial institutions maintain whole-family relationships while protecting their clients. Carefull’s technology addresses senior-specific financial safety challenges: our monitoring detects fraud patterns missed by industry-standard tools, and our features — identity-theft protection, password and document management, communication tools, and how-to content — help customers maintain financial independence while enabling loved ones to step in when needed.

THE ROLE

We are looking for a Data Scientist / AI Engineer to join our Data team to build, evaluate, and improve the AI-powered detection systems at the core of our product. You will work on systems that analyze financial transactions and decide whether to alert a family about potential concerns. This is a hands-on role: you’ll research fraud patterns, design detection logic, write production code, and rigorously evaluate system performance. You will own features end-to-end: from problem understanding to implementation, deployment, and measurement.

WHAT YOU’LL DO

- Own end-to-end implementation of AI-driven detection features, from discovery to production deployment and iteration.

- Design and build data enrichment pipelines to extract structured information from messy, real-world financial transaction data.

- Research fraud and scam typologies relevant to older adults and translate findings into scalable detection logic.

- Build evaluation frameworks (metrics, error analysis, model comparisons) to measure system performance and drive improvement.

- Optimize AI pipelines for accuracy, latency, and cost, making informed tradeoffs on model selection and architecture.

- Collaborate with Customer Service, Go-to-Market, and partner-facing teams to ensure solutions meet real-world needs and deliver mea...