Senior Product Manager - Credit Card

ABOUT ONEPAY

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

- Ready to run

- Hungry and driven by urgency

- Exceptional at what they do, with low ego

- Comfortable operating in motion

THE ROLE

OnePay's credit card is a core part of how we help customers make money better. You'll own the product - defining what it does, how it grows, and what it becomes. This isn't a maintenance role, we're moving fast and there's real build ahead. You will:

- Own the product roadmap - rewards, features, digital experience, and servicing

- Define what makes the card worth having and worth keeping

- Work across credit, engineering, design, compliance, and marketing to ship

- Use cardholder data to understand behavior and drive product decisions

- Use AI aggressively - to understand cardholder behavior in real time, personalize the product experience, and move faster than any traditional issuer could

YOU BRING

- Experience as a PM for a named card product - you can point to a specific card and say "that was me"

- Deep understanding of card economics: interchange, rewards cos...