Senior Data Scientist, NIRA

JOIN THE TILT TEAM

At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

THE OPPORTUNITY: SENIOR DATA SCIENTIST, NIRA

NIRA is an established and growing fintech lender in India, and data science is central to where we're headed next. We're expanding our modeling capabilities across the full credit lifecycle to unlock the next stage of growth: smarter decisioning, better pricing, stronger collections, and deeper customer understanding. As one of a small team of data scientists on the ground in Bangalore you will be part of an international DS network and have real ownership over work that shapes business outcomes directly

HOW YOU’LL MAKE AN IMPACT

- Build the credit model estate: You’ll design and own models across the full credit lifecycle: decisioning, pricing, bank statements, collections, and marketing. These models directly determine business outcomes.

- Turn data into decisions - your way: One decisioning model sits in production today. You’ll fill the gaps: behavioral models, collections models, risk-based pricing, and more. Critically, you’ll let what the data tells you shape your approach and not the other way around.

- Own your work end-to-end: From scoping and exploration through to deployment and monitoring, you drive projects autonomously. If you identify what needs doing, you go after it.

- Communicate with clarity and authority: Translate complex modeling work for mid-technical stakeholders, pitch new directions with conviction, and bring colleagues along the journey.

- Collaborate across borders: Work as part of a distributed international data science team spanning Bang...